Stripe Fees in Brazil (2026): Pix at 1.19% vs Cards at 3.99%

By the Profitvana Editorial Team · Updated August 2026

In most countries the choice of payment method moves your costs by fractions of a point. In Brazil it moves them by two-thirds. Stripe charges 3.99% + R$0.39 for a card and 1.19% for a Pix payment — and Pix is already how most of the country pays. Here are the 2026 numbers and where each method wins.

Three methods, three completely different costs

Stripe Brazil prices cards, Pix, and boleto on entirely different models — a percentage with a fixed fee, a clean percentage, and a flat amount respectively:

On R$100, the same sale costs R$4.38 by card, R$1.19 by Pix, or R$3.45 by boleto. That is not an optimisation; it is a different business.

Method	Rate	Fee on R$100	Fee on R$1,000
Domestic card	3.99% + R$0.39	R$4.38	R$40.29
International card	5.99% + R$0.39	R$6.38	R$60.29
Pix	1.19%	R$1.19	R$11.90
Boleto bancário	R$3.45 flat	R$3.45	R$3.45

Pix is the whole strategy

At 1.19% with no fixed fee, Pix costs less than a third of a card payment at every order value, and the saving grows without limit because nothing is charged per transaction.

A store doing R$50,000 a month entirely on cards pays about R$2,000 in Stripe fees. The same store with 70% of its volume on Pix pays about R$1,015 — a saving of nearly R$12,000 a year from one checkout decision.

Because Pix settles instantly and is nearly universal among Brazilian consumers, the usual objection to bank-based methods — friction — barely applies here.

Boleto: a flat fee, so it wins on large orders

Boleto costs R$3.45 per paid boleto regardless of the amount. Because it is flat and the card rate is a percentage, there is an exact crossover point where boleto becomes cheaper than a card.

Setting 3.99% × amount + R$0.39 equal to R$3.45 gives about R$77. Below R$77 a card is cheaper; above it, boleto is — and on a R$2,000 order boleto costs R$3.45 against R$80.19 by card.

The trade-off is real, though: a boleto has to be paid at a bank or app before it settles, so a share of them never get paid at all. Boleto suits high-value, considered purchases, not impulse ones.

Order	Card	Boleto	Cheaper
R$30	R$1.59	R$3.45	Card
R$77	R$3.46	R$3.45	Even
R$200	R$8.37	R$3.45	Boleto
R$2,000	R$80.19	R$3.45	Boleto

Selling abroad

A card issued outside Brazil adds 2%, taking the rate to 5.99% + R$0.39, and customers converting currency incur a conversion fee starting at 2%.

For Brazilian businesses with meaningful foreign revenue, the combination puts a US card sale close to 8% — which is why comparing what a specialist transfer provider charges is worth the hour it takes. See the Wise and Payoneer calculators, and PayPal fees in Brazil for the other route most Brazilian sellers already have.

Frequently asked questions

How much does Stripe charge in Brazil?

3.99% + R$0.39 per domestic card transaction, 1.19% per paid Pix, and R$3.45 per paid boleto. International cards add 2%, taking them to 5.99% + R$0.39.

Is Pix cheaper than cards on Stripe?

Substantially. Pix costs 1.19% with no fixed fee against 3.99% + R$0.39 for a card, so a R$100 sale costs R$1.19 instead of R$4.38 — and the saving grows with order value.

When is boleto cheaper than a card in Brazil?

Above about R$77. Boleto is a flat R$3.45 regardless of amount, so on a R$2,000 order it costs R$3.45 against R$80.19 by card. Below R$77 the card is cheaper.

What do international cards cost on Stripe Brazil?

5.99% + R$0.39 — the domestic 3.99% plus a 2% international surcharge — with a conversion fee starting at 2% where currency conversion is involved.

Stripe fees in other countries

Stripe prices every market differently — the same sale can cost twice as much depending on where your business is registered. We verify each of these against Stripe’s own published fee page for that country:

Sources

Stripe Brazil pricing (official)