PayPal Fees in Brazil (2026): The Most Expensive Route Available

By the Profitvana Editorial Team · Updated August 2026

Brazil is the clearest example on this site of a payment method costing many times what an alternative does. PayPal charges 4.79% on a domestic sale; Pix, which nearly every Brazilian already uses, costs 1.19% through Stripe. On foreign income the gap is wider still. Here are the 2026 numbers.

The rate card

A domestic commercial transaction costs 4.79% plus a fixed R$0.60. A cross-border sale adds 1.61%, taking it to 6.40% + R$0.60.

Conversion is charged separately at 3.50% above PayPal's base exchange rate for received payments, and 4.50% for all other currency conversions.

Payment	Rate	Fee on R$100
Domestic (Brazil)	4.79% + R$0.60	R$5.39
Cross-border	6.40% + R$0.60	R$7.00
Conversion, received payments	3.50% above base rate	—
Conversion, all others	4.50% above base rate	—

Domestically, the comparison is brutal

On a R$100 domestic sale, PayPal takes R$5.39. Pix through Stripe takes R$1.19. That is not a margin difference; it is a fourfold one.

On R$50,000 of monthly domestic revenue, PayPal costs roughly R$2,395 and Pix roughly R$595 — a difference of about R$21,600 a year.

There are real reasons a Brazilian store still offers PayPal: buyer familiarity, and dispute protection that some customers value. What there is not, is a price argument.

Monthly revenue	PayPal (4.79% + R$0.60)	Pix (1.19%)	Annual difference
R$10,000	~R$539	~R$119	~R$5,040
R$50,000	~R$2,395	~R$595	~R$21,600
R$200,000	~R$9,580	~R$2,380	~R$86,400

Foreign income: close to 10%

A cross-border payment costs 6.40% + R$0.60, and if PayPal converts the proceeds to reais, another 3.50%.

On a $1,000 payment that is roughly $64 in transaction fees and about $33 in conversion — close to $97, or 9.7%. That is the highest all-in cost of any country covered on this site.

For Brazilian freelancers and exporters, this is the number that justifies spending an afternoon setting up an alternative. Compare the same amount in the Wise and Payoneer calculators.

A practical setup

The structure that works for most Brazilian sellers is layered rather than exclusive: Pix as the default for domestic customers, cards for those who prefer them, and PayPal kept available but never promoted.

For foreign clients, be paid into a currency account and convert deliberately rather than letting PayPal do it at 3.50%. The rate you are quoted on conversion is where nearly all of the recoverable money sits — the transaction percentages are fixed.

Frequently asked questions

How much does PayPal charge in Brazil?

4.79% plus a fixed R$0.60 on a domestic commercial transaction, and 6.40% + R$0.60 on a cross-border one. Currency conversion adds 3.50% above the base rate for received payments, or 4.50% for other conversions.

Is Pix cheaper than PayPal in Brazil?

By roughly four times. Pix costs 1.19% through Stripe against PayPal's 4.79% + R$0.60 domestically — R$1.19 against R$5.39 on a R$100 sale, or about R$21,600 a year at R$50,000 of monthly revenue.

What does a $1,000 foreign payment cost through PayPal Brazil?

About $97, or 9.7% — roughly $64 in cross-border transaction fees and $33 in conversion. That is the highest all-in cost of any market covered on this site.

Should a Brazilian store still offer PayPal?

As an option, not a default. Buyer familiarity and dispute protection are real reasons some customers prefer it, but there is no price argument — lead with Pix and let PayPal serve the customers who ask for it.

PayPal fees in other countries

PayPal prices every market differently — the same sale can cost twice as much depending on where your business is registered. We verify each of these against PayPal’s own published fee page for that country:

Sources

PayPal Brazil merchant fees (official)