Freelance
Freelance Rate Calculator
Turn your hourly rate into monthly and yearly income — after payment and transfer fees.
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Estimates only. Payment and transfer fees vary by provider, country, and amount — always confirm with your payout method.
How to price your freelance work
Your headline hourly rate is not what lands in your bank. Between unpaid weeks, payment-processor fees, and international transfer costs, your real take-home can be noticeably lower. This calculator turns your rate into realistic monthly and yearly income after those fees, so you can set a rate that actually meets your goals.
Getting paid through a marketplace or processor? Check its exact cut with our PayPal and Stripe fee calculators.
Frequently asked questions
How do I convert my hourly rate to a yearly income?+
Multiply your hourly rate by hours per week, then by the number of weeks you work per year. For example, $30/hour × 40 hours × 48 weeks = $57,600 gross per year, before payment fees.
How much do payment platforms take from freelancers?+
It depends on how you get paid. Wise typically charges around 0.5–1%, Payoneer around 2%, and PayPal roughly 3–4% for cross-border payments. Enter your real payout fee to see your true net income.
How many weeks should I use per year?+
A full year is 52 weeks, but most freelancers take time off and have gaps between clients. Using 46–48 weeks gives a more realistic yearly income.