Payment apps
PayPal Fee Calculator
See PayPal's fee and what you will actually keep from a payment.
$57.67
Based on the US PayPal goods & services online checkout rate (3.49% + $0.49). Card-funded (2.99%) and international (4.49%) payments differ. Fees checked Aug 13, 2026 against the official PayPal fee schedule. Last fee change May 2026.
How PayPal fees work
For goods and services payments in the US, PayPal charges 3.49% of the amount plus a fixed $0.49 fee. The fee comes out of the money you receive, so you always get a little less than the buyer paid.
This calculator shows the PayPal fee and your net amount, so you know exactly what will land in your account.
Example: what you keep on PayPal
Here is what PayPal’s fees look like at a few common sale prices, before your own product and shipping costs:
| Sale price | PayPal fees | You keep |
|---|---|---|
| $25.00 | - $1.36 | $23.64 |
| $100.00 | - $3.98 | $96.02 |
| $500.00 | - $17.94 | $482.06 |
Enter your own numbers in the calculator above for an exact figure, including your item and shipping costs.
Reverse: how much should I charge to receive a target amount?
Invoicing a client? Enter what you want to actually receive after PayPalfees, and we’ll tell you what to charge.
PayPal takes $4.12 in fees (3.49% + $0.49), leaving you exactly $100.00.
| To receive | Charge (invoice) | PayPal keeps |
|---|---|---|
| $50.00 | $52.32 | $2.32 |
| $100.00 | $104.12 | $4.12 |
| $250.00 | $259.55 | $9.55 |
| $500.00 | $518.59 | $18.59 |
| $1,000.00 | $1,036.67 | $36.67 |
| $2,000.00 | $2,072.83 | $72.83 |
PayPal fees, broken down
- PayPal fee — 3.49% of each sale (item plus the shipping you charge).
- Fixed fee — a flat $0.49 per order.
PayPal fee by amount
Quick answers for common sale prices:
Frequently asked questions
How much does PayPal take per transaction?+
For US goods and services payments, PayPal charges 3.49% + $0.49. On a $100 payment the fee is about $3.98, so you receive $96.02.
Who pays the PayPal fee, sender or receiver?+
The receiver pays the fee. PayPal deducts it from the amount before it reaches your balance.
Can I avoid PayPal goods & services fees?+
No. Fees on goods & services payments cannot be avoided, and routing commercial payments through 'friends & family' violates PayPal terms and removes buyer and seller protection.
Compare PayPal with other platforms
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PayPal fees by country
This calculator uses US rates. PayPal prices every market differently — here is what it charges elsewhere, each verified against its own published page.