Stripe Fees in Ireland (2026): The Post-Brexit UK Tier

By the Profitvana Editorial Team · Updated August 2026

Ireland has the cheapest Stripe rate available anywhere in the euro area — and the highest exposure to the tier that sits just above it. The UK is Ireland's closest trading partner, and since Brexit a British card costs an Irish business a full percentage point more than a French or German one. Here is the 2026 rate card and what your customer mix actually costs you.

The four rates

Stripe prices Irish businesses off the card's country of issue, not the customer's address or the currency:

The same €100 sale therefore costs €1.75, €2.75, €3.40, or €5.40 depending on where the card was issued and whether Stripe has to convert.

Card issued in	Rate	Fee on €100
Ireland or the EEA	1.5% + €0.25	€1.75
United Kingdom	2.5% + €0.25	€2.75
Rest of world	3.15% + €0.25	€3.40
Any of the above, converted	+2%	up to €5.40

The UK tier is the number that matters here

For most euro-area businesses the UK tier is a footnote. For an Irish one it is a line item, because a large share of typical Irish e-commerce revenue comes from British customers.

Work the blend: if 30% of your card sales are on UK cards, your effective rate is not 1.5% but 1.8% — (0.7 × 1.5) + (0.3 × 2.5). On €500,000 of annual card revenue that difference is €1,500 a year that never appears as a separate charge anywhere.

There is nothing you can do to change the tier, but there is something to do with the knowledge: price it in, and stop comparing your effective Stripe rate to the 1.5% headline when you are budgeting.

Dollar revenue and the 2% conversion

Irish businesses billing US customers face the second trap: charging in dollars means the international card rate of 3.15% and then 2% to convert the proceeds to euro — 5.15% + €0.25 all in.

Billing the same customer in euro costs 3.15% with no conversion step. Their bank converts instead, usually at a rate no worse than Stripe's, and at no cost to you. Unless a US customer specifically requires dollar pricing, euro pricing removes 2% from every transatlantic sale.

Same rate card, different exposure

Stripe prices the whole euro area from one card, so these are the same rates a business in France, Germany, or Spain sees. What differs is who your customers are — and Ireland's mix is unusually weighted toward the two most expensive tiers.

See Stripe fees in France and Stripe fees in Germany for how the same numbers play out with a mostly domestic customer base, or run your own mix through the Stripe fee calculator.

Frequently asked questions

How much does Stripe charge in Ireland?

1.5% + €0.25 for cards issued in Ireland or elsewhere in the EEA, 2.5% + €0.25 for UK cards, and 3.15% + €0.25 for cards from the rest of the world. Add 2% if Stripe converts the currency.

Why do UK customers cost more on Stripe Ireland?

Since Brexit, UK-issued cards are no longer part of the EEA interchange cap, so Stripe prices them in their own tier at 2.5% + €0.25 — a full percentage point above the EEA rate.

What is my real Stripe rate if I sell to the UK?

Blend the tiers. At 30% UK card share your effective rate is 1.8%, not 1.5% — on €500,000 of annual card revenue that is €1,500 more than the headline suggests.

Should Irish businesses bill US customers in euro or dollars?

Euro. Dollar pricing costs the 3.15% international rate plus 2% conversion, while euro pricing costs 3.15% and pushes the conversion to the customer's own bank at no cost to you.

Stripe fees in other countries

Stripe prices every market differently — the same sale can cost twice as much depending on where your business is registered. We verify each of these against Stripe’s own published fee page for that country:

Sources

Stripe Ireland pricing (official)