Stripe Fees in Japan (2026): 3.6% Flat, No Fixed Fee

By the Profitvana Editorial Team · Updated August 2026

Japan's Stripe rate looks high next to Europe's, and for a ¥10,000 order it is. For a ¥300 one it is the cheapest structure on this entire site — because Japan is one of only two markets Stripe prices with no fixed per-transaction fee at all. Here is what that means in practice.

One rate, no fixed fee

Stripe Japan charges 3.6% per successful card transaction — Visa, Mastercard, and JCB alike — with no fixed yen amount added. Currency conversion, where required, adds 2%.

The absence of a fixed fee is the whole story. In the UK a £1.50 sale costs 1.5% + £0.20, an effective 14.8%. In Japan, the equivalent ¥300 sale costs ¥10.80 — exactly 3.6%, the same effective rate as a ¥300,000 order.

Sale	Stripe fee	Effective rate
¥300	¥10.80	3.6%
¥1,000	¥36.00	3.6%
¥10,000	¥360.00	3.6%
¥100,000	¥3,600.00	3.6%

What a flat percentage lets you build

Most of the fee advice on the internet is really advice about working around a fixed fee: raise the basket, bundle items, set a minimum order. None of it applies in Japan.

Micro-priced digital goods, per-article payments, small in-app purchases, tipping — all of these are structurally viable in Japan at prices that would be uneconomic in Europe or the US, where the fixed component eats a quarter of a small sale.

The trade runs the other way at the top end: on a ¥100,000 order, 3.6% is ¥3,600 where a UK business would pay about 1.5%. If your average order is large, Japan's rate is genuinely expensive.

Convenience store payments

Stripe also supports konbini payments, the counter-payment method a large share of Japanese shoppers still prefer for online orders. Its pricing carries a minimum fee of ¥120 per transaction.

That minimum is what defines where konbini makes sense: on a ¥1,000 order it is 12%, and on a ¥20,000 order it is 0.6%. It suits considered, higher-value purchases — not the small ones the card rate handles so well.

Currency conversion

If Stripe converts a currency for you, add 2% on the full amount. As in every market, pricing in yen and letting the buyer's bank convert avoids it entirely.

For Japanese businesses with meaningful foreign revenue, the 2% is usually larger than any rate difference worth chasing — compare what a specialist provider charges on the same amount in the Wise fee calculator, and see Stripe fees in Hong Kong and Singapore for how the region's other hubs are priced.

Frequently asked questions

How much does Stripe charge in Japan?

A flat 3.6% per successful card transaction for Visa, Mastercard, and JCB, with no fixed per-transaction fee. Currency conversion adds 2% where it is required.

Does Stripe Japan charge a fixed fee per transaction?

No. Japan is one of the few markets Stripe prices as a pure percentage, so the effective rate is 3.6% on a ¥300 sale and on a ¥300,000 one alike.

Is Stripe expensive in Japan?

It depends entirely on order size. On small transactions Japan is the cheapest structure available, because there is no fixed fee to absorb. On large orders 3.6% is well above European rates of around 1.5%.

What do convenience store (konbini) payments cost on Stripe Japan?

Konbini pricing carries a minimum fee of ¥120 per transaction, which makes it 12% of a ¥1,000 order but only 0.6% of a ¥20,000 one — so it suits higher-value purchases.

Stripe fees in other countries

Stripe prices every market differently — the same sale can cost twice as much depending on where your business is registered. We verify each of these against Stripe’s own published fee page for that country:

Sources

Stripe Japan pricing (official)