Payment apps
Square Fee Calculator
See Square's processing fee and your net amount per sale.
$58.07
Based on Square's free-plan online rate (3.3% + $0.30, after the Oct 2025 increase). In-person is 2.6% + $0.15; keyed-in is 3.5% + $0.15; the paid Plus plan lowers online to 2.9% + $0.30. Fees checked Aug 13, 2026 against the official Square fee schedule. Last fee change May 2026.
How Square fees work
Square's fee depends on how the payment is taken and your plan. On the free plan, online payments are 3.3% + $0.30 (raised in October 2025), in-person card payments are 2.6% + $0.15, and manually keyed cards are 3.5% + $0.15.
This calculator uses the free-plan online rate by default. The paid Plus plan ($49/mo) lowers online to 2.9% + $0.30.
Example: what you keep on Square
Here is what Square’s fees look like at a few common sale prices, before your own product and shipping costs:
| Sale price | Square fees | You keep |
|---|---|---|
| $25.00 | - $1.13 | $23.88 |
| $100.00 | - $3.60 | $96.40 |
| $500.00 | - $16.80 | $483.20 |
Enter your own numbers in the calculator above for an exact figure, including your item and shipping costs.
Reverse: how much should I charge to receive a target amount?
Invoicing a client? Enter what you want to actually receive after Squarefees, and we’ll tell you what to charge.
Square takes $3.72 in fees (3.30% + $0.30), leaving you exactly $100.00.
| To receive | Charge (invoice) | Square keeps |
|---|---|---|
| $50.00 | $52.02 | $2.02 |
| $100.00 | $103.72 | $3.72 |
| $250.00 | $258.84 | $8.84 |
| $500.00 | $517.37 | $17.37 |
| $1,000.00 | $1,034.44 | $34.44 |
| $2,000.00 | $2,068.56 | $68.56 |
Square fees, broken down
- Square fee — 3.30% of each sale (item plus the shipping you charge).
- Fixed fee — a flat $0.30 per order.
Frequently asked questions
How much does Square take per sale?+
On the free plan, online payments cost 3.3% + $0.30, in-person 2.6% + $0.15, and keyed-in 3.5% + $0.15. Square raised some rates in October 2025.
Does Square have monthly fees?+
The free plan has no monthly fee — you only pay per transaction. Paid plans such as Plus ($49/mo) lower the processing rates.
Is online or in-person cheaper with Square?+
In-person (2.6% + $0.15) is cheaper than free-plan online (3.3% + $0.30) because card-present transactions carry less fraud risk.
Compare Square with other platforms
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