Nisab Today in MAD

Gold nisab by karat in MAD

Nisab is 85 g of pure gold. Jewellery is alloyed, so the weight you need depends on the karat — the local standard in Moroccan Dirham is 18K.

Spot metal value at 2026-09-28; shop prices add making charges and tax. Zakat itself is 2.5% of the value once you are above nisab.

Nisab in Morocco: 18K changes the arithmetic

Unlike the Middle East, Moroccan goldsmiths trade 18K, which is only 75% pure. 100 grams of 18K contains 75 grams of pure gold, so it takes about 113 grams of 18K jewellery to reach the 85-gram nisab — a lot of Moroccan jewellery falls below nisab despite its weight. The dirham floats against the dollar, so the MAD nisab moves with both gold and the exchange rate. Nisab is measured in pure gold, and jewellery is never pure: multiply each piece's weight by its karat's purity (0.9167 for 22K, 0.875 for 21K, 0.75 for 18K, 0.585 for 14K) before comparing the total with 85 grams. The karat table above gives today's per-gram value of each karat in your currency for a quick valuation.

The zakat year

The zakat year (hawl) is lunar — about 354 days, not 365. Fixing one Hijri date each year (many people use Ramadan) keeps the calculation consistent; paying on a Gregorian anniversary drifts eleven days later every year.

Common situations for zakat payers in Morocco

Moroccan jewellery is 18K, so a woman's gold that weighs 100 grams contains 75 grams of pure gold and is below the nisab on its own. The question is then whether her other wealth — savings, cash — brings the total above nisab, since gold and cash are combined for the threshold.

Remittances from Moroccans abroad that arrive as gifts belong to the recipient; the sender's zakat is on what they still own on their own zakat date. Participatory (Islamic) bank accounts and Moroccan investment funds are zakatable at value.

Where Moroccans pay zakat

Morocco has no state zakat fund; zakat is paid directly to the poor or through recognised associations. The Higher Council of Ulama answers zakat questions.

How to use these numbers

If your zakatable wealth in Moroccan Dirham — cash in MAD, gold and silver, money owed to you, and business inventory — stays at or above the nisab for one full lunar year, zakat of 2.5% is due. Most scholars recommend checking against the lower silver figure (11,411 MAD today) so that zakat reaches more people.

Calculate exactly what you owe with the zakat calculator, value gold by weight and karat with zakat on gold, or see today's gold price in Morocco.

Nisab in other currencies

Frequently asked questions