Nisab Today in CAD

Gold nisab by karat in CAD

Nisab is 85 g of pure gold. Jewellery is alloyed, so the weight you need depends on the karat — the local standard in Canadian Dollar is 18K.

Spot metal value at 2026-09-27; shop prices add making charges and tax. Zakat itself is 2.5% of the value once you are above nisab.

Nisab for Muslims in Canada

Canadian jewellery is mostly 14K and 18K, and investment gold is the 24K Maple Leaf coin. Convert jewellery by purity (0.585 for 14K, 0.75 for 18K) before comparing with nisab. Canadian zakat organisations publish the figure in dollars and generally use the silver threshold. Nisab is measured in pure gold, and jewellery is never pure: multiply each piece's weight by its karat's purity (0.9167 for 22K, 0.875 for 21K, 0.75 for 18K, 0.585 for 14K) before comparing the total with 85 grams. The karat table above gives today's per-gram value of each karat in your currency for a quick valuation.

The zakat year

The zakat year (hawl) is lunar — about 354 days, not 365. Fixing one Hijri date each year (many people use Ramadan) keeps the calculation consistent; paying on a Gregorian anniversary drifts eleven days later every year.

Common situations for zakat payers in Canada

RRSP and TFSA accounts are the Canadian question. A TFSA is accessible at any time and is zakatable at full value. An RRSP can be withdrawn with tax withheld, so most Canadian scholars treat it as zakatable — some on the full value, some on the value net of the tax that withdrawal would trigger. Locked-in accounts (LIRA) and the CPP are generally treated as not zakatable until accessible.

Canadian jewellery is 10K, 14K or 18K, so its gold content is well below its weight; convert by purity.

Where Canadian Muslims pay zakat

National Zakat Foundation Canada distributes inside Canada; Islamic Relief Canada, Human Concern International and others abroad. Zakat to a registered charity earns a donation tax credit.

How to use these numbers

If your zakatable wealth in Canadian Dollar — cash in CAD, gold and silver, money owed to you, and business inventory — stays at or above the nisab for one full lunar year, zakat of 2.5% is due. Most scholars recommend checking against the lower silver figure (1,743 CAD today) so that zakat reaches more people.

Calculate exactly what you owe with the zakat calculator, value gold by weight and karat with zakat on gold, or see today's gold price in Canada.

Nisab in other currencies

Frequently asked questions