Islamic finance
Nisab Today in INR
The live zakat threshold in Indian Rupee, from today's gold and silver prices (2026-09-28).
The classical Indo-Pak figures of 7.5 tola gold / 52.5 tola silver correspond to the alternate 87.48 g / 612.36 g standard — both are legitimate scholarly conversions.
Gold nisab by karat in INR
Nisab is 85 g of pure gold. Jewellery is alloyed, so the weight you need depends on the karat — the local standard in Indian Rupee is 22K.
| Karat | Purity | Per gram today (INR) | Grams for nisab |
|---|---|---|---|
| 24K | 99.9% | 12,914 | 85.1 g |
| 22Klocal standard | 91.7% | 11,850 | 92.7 g |
| 21K | 87.5% | 11,311 | 97.1 g |
| 18K | 75.0% | 9,695 | 113.3 g |
Spot metal value at 2026-09-28; shop prices add making charges and tax. Zakat itself is 2.5% of the value once you are above nisab.
Nisab in India: 22K hallmarked 916
Indian retail gold is 22K, hallmarked 916 (91.6% pure), measured in grams or tola in the north and by the sovereign (8 g) in the south. Multiply jewellery weight by 0.916 to get pure gold and compare with 85 grams (about 7.29 tola). The rupee floats, so the INR nisab moves with both gold and the exchange rate. Nisab is measured in pure gold, and jewellery is never pure: multiply each piece's weight by its karat's purity (0.9167 for 22K, 0.875 for 21K, 0.75 for 18K, 0.585 for 14K) before comparing the total with 85 grams. The karat table above gives today's per-gram value of each karat in your currency for a quick valuation.
The zakat year
The zakat year (hawl) is lunar — about 354 days, not 365. Fixing one Hijri date each year (many people use Ramadan) keeps the calculation consistent; paying on a Gregorian anniversary drifts eleven days later every year.
Common situations for zakat payers in India
Indian Muslims hold wealth as 22K jewellery, cash, bank fixed deposits and increasingly mutual funds and sovereign gold bonds. Fixed deposits are zakatable on the principal every year; sovereign gold bonds are zakatable at the day's gold value of the grams held; mutual funds and shares at market value if held for trading.
Jewellery is where most Indian households' zakat lies, and 22K (916) is 91.6% pure, so 100 grams of bangles is 91.6 grams of pure gold. The exemption for worn jewellery is a minority view in the subcontinent, where most authorities follow the Hanafi position that all gold is zakatable.
Where Indian Muslims pay zakat
Direct payment, local madrasas and hospitals, and organised zakat foundations. There is no state collection. Several Indian zakat bodies publish a nisab figure in rupees each Ramadan based on the silver price.
How to use these numbers
If your zakatable wealth in Indian Rupee — cash in INR, gold and silver, money owed to you, and business inventory — stays at or above the nisab for one full lunar year, zakat of 2.5% is due. Most scholars recommend checking against the lower silver figure (113,920 INR today) so that zakat reaches more people.
Calculate exactly what you owe with the zakat calculator, value gold by weight and karat with zakat on gold, or see today's gold price in India.
Nisab in other currencies
Frequently asked questions
What is the nisab in INR today?+
Using the gold standard (85 g of pure gold), today's nisab is about 1,098,809 INR. Using the silver standard (595 g) it is about 113,920 INR. Figures refresh daily with metal prices and the INR exchange rate.
Gold or silver standard — which should I use?+
Most scholars recommend the silver nisab because it is lower — zakat becomes due sooner and more of the poor benefit. The gold standard is also valid.
Why does the nisab in Indian Rupee change?+
Two moving parts: the global gold/silver price, and the INR exchange rate. Both update daily, so a nisab figure published months ago can be far off — this page always shows today's value.