Islamic finance
Nisab Today in IDR
The live zakat threshold in Indonesian Rupiah, from today's gold and silver prices (2026-09-27).
Gold nisab by karat in IDR
Nisab is 85 g of pure gold. Jewellery is alloyed, so the weight you need depends on the karat — the local standard in Indonesian Rupiah is 24K.
| Karat | Purity | Per gram today (IDR) | Grams for nisab |
|---|---|---|---|
| 24Klocal standard | 99.9% | 2,463,945 | 85.1 g |
| 22K | 91.7% | 2,260,959 | 92.7 g |
| 21K | 87.5% | 2,158,110 | 97.1 g |
| 18K | 75.0% | 1,849,808 | 113.3 g |
Spot metal value at 2026-09-27; shop prices add making charges and tax. Zakat itself is 2.5% of the value once you are above nisab.
Nisab in Indonesia: 24K bars for saving
Indonesian gold saving is mostly in 24K bars (99.99% pure) bought by the gram, whose weight compares directly with the 85-gram nisab; jewellery in 18K and 22K must be converted by purity. BAZNAS, the national zakat agency, publishes an official nisab figure and receives zakat. The rupiah floats, so the IDR nisab moves daily with both gold and the exchange rate. Nisab is measured in pure gold, and jewellery is never pure: multiply each piece's weight by its karat's purity (0.9167 for 22K, 0.875 for 21K, 0.75 for 18K, 0.585 for 14K) before comparing the total with 85 grams. The karat table above gives today's per-gram value of each karat in your currency for a quick valuation.
The zakat year
The zakat year (hawl) is lunar — about 354 days, not 365. Fixing one Hijri date each year (many people use Ramadan) keeps the calculation consistent; paying on a Gregorian anniversary drifts eleven days later every year.
Common situations for zakat payers in Indonesia
Indonesia's zakat questions revolve around three assets: Antam gold bars, digital gold balances (Pegadaian, Tokopedia Emas, Pluang) and salary. BAZNAS takes the view that zakat on professional income (zakat penghasilan) can be paid monthly at 2.5% of gross income when the annualised income exceeds the nisab — a practice widely adopted in Indonesia but not universal elsewhere.
Digital gold balances are zakatable at the day's gram price at their exact weight; Antam bars at their weight, since they are 24K.
Where Indonesians pay zakat
BAZNAS (national), the provincial BAZNAS offices and licensed LAZ agencies such as Dompet Dhuafa and Rumah Zakat. Zakat paid through an official agency is deductible from taxable income under Indonesian tax law.
How to use these numbers
If your zakatable wealth in Indonesian Rupiah — cash in IDR, gold and silver, money owed to you, and business inventory — stays at or above the nisab for one full lunar year, zakat of 2.5% is due. Most scholars recommend checking against the lower silver figure (22,055,860 IDR today) so that zakat reaches more people.
Calculate exactly what you owe with the zakat calculator, value gold by weight and karat with zakat on gold, or see today's gold price in Indonesia.
Nisab in other currencies
Frequently asked questions
What is the nisab in IDR today?+
Using the gold standard (85 g of pure gold), today's nisab is about 209,644,961 IDR. Using the silver standard (595 g) it is about 22,055,860 IDR. Figures refresh daily with metal prices and the IDR exchange rate.
Gold or silver standard — which should I use?+
Most scholars recommend the silver nisab because it is lower — zakat becomes due sooner and more of the poor benefit. The gold standard is also valid.
Why does the nisab in Indonesian Rupiah change?+
Two moving parts: the global gold/silver price, and the IDR exchange rate. Both update daily, so a nisab figure published months ago can be far off — this page always shows today's value.