How Much Does Gumroad Take? (2026 Fees for Creators)

By the Profitvana Editorial Team · Updated September 2026

The short answer: Gumroad takes 10% + $0.50 per sale on your own links, and credit-card processing of 2.9% + $0.30 comes off separately — so about $13.70 on a $100 product, or 12.9% + $0.80 on any direct sale. Sales that arrive through Gumroad's Discover marketplace cost a flat 30% with processing included. Two things most fee articles miss: once your paid sales in a calendar month pass $20,000, further direct sales that month drop to 5% + $0.50, and since January 2025 Gumroad is the merchant of record, so sales tax is collected and remitted for you worldwide.

The fee schedule

Gumroad's own pricing and help pages describe three rates. Direct sales — through your profile, your links, or embeds — cost 10% + $0.50 per transaction, plus payment processing (2.9% + $0.30 for cards; PayPal's own fee if the buyer pays by PayPal). Discover sales, where a new customer finds you inside Gumroad's marketplace, cost a flat 30% that includes all processing. There are no monthly charges.

The high-volume discount is automatic: once your paid sales in a calendar month reach $20,000, new direct sales that month are charged 5% + $0.50 instead of 10% + $0.50. It resets on the first of each month, a refund that drops you back under $20,000 restores the 10% rate for subsequent sales, and Discover sales stay at 30% regardless.

Sale type	Gumroad fee	Payment processing	All-in
Direct (your links / profile)	10% + $0.50	2.9% + $0.30 (cards)	12.9% + $0.80
Direct, after $20,000 in the month	5% + $0.50	2.9% + $0.30	7.9% + $0.80
Discover marketplace	30% (includes processing)	—	30%

Worked examples: the fixed $0.80 on cheap products

The two fixed fees add to $0.80 per sale, which is negligible at $100 and brutal at $5 — a $5 sticker pack loses 29% to fees. Creators selling low-priced digital goods should notice that Gumroad's effective rate only settles near 13% above about $50:

Price	Direct-sale fees	Effective rate	Discover sale fee
$5	$1.45	29.0%	$1.50
$20	$3.38	16.9%	$6.00
$50	$7.25	14.5%	$15.00
$100	$13.70	13.7%	$30.00
$500	$65.30	13.1%	$150.00

Discover: 30% for a customer you did not have

The 30% Discover rate looks punitive next to 12.9% until you read what it buys: a buyer Gumroad found for you, who you can then sell to directly at 10% + $0.50 forever after. Whether that is a fair acquisition cost depends on your repeat-purchase rate. A creator whose customers buy once should treat Discover as expensive advertising; a creator with a catalogue should treat it as a customer-acquisition channel priced at 17 points of margin on the first sale.

The tax line that is not a fee

Since 1 January 2025 Gumroad is the merchant of record. It collects sales tax, VAT and GST from buyers worldwide and remits it, and it disabled creators' own tax settings. Tax is charged on top of your price to the buyer, so it does not reduce your payout — but the buyer's total is higher than your listed price in taxed jurisdictions, which matters if you compete on price with a creator selling through their own Stripe checkout. Gumroad's fees are charged on the pre-tax amount.

Refunds return Gumroad's own fee to you; only the payment-processing portion is kept, because card processors do not return it. That is the same rule as Stripe and PayPal, and it is worth pricing in for products with high refund rates.

Gumroad against the alternatives

Gumroad's 12.9% + $0.80 is more than Stripe's bare 2.9% + $0.30, and the 10 points buy hosting, delivery, licensing, checkout and global tax handling. Patreon charges new creators 10% plus processing on memberships; Fiverr charges 20% on services. For one-off digital products the comparison that matters is Gumroad against a self-hosted Stripe or Shopify checkout, which is cheaper per sale but carries a subscription or build cost. Model your catalogue in the Gumroad fee calculator, compare against Patreon in the Gumroad vs Patreon calculator, and see the wider picture in our best platforms for digital sellers guide.

$100 digital product	Platform + processing
Stripe checkout (self-hosted)	$3.20
Patreon (new creator, per $100 of pledges)	$13.20
Gumroad direct	$13.70
Fiverr (per $100 order)	$20.00
Gumroad Discover	$30.00

Frequently asked questions

How much does Gumroad take from a $100 sale?

$13.70 on a direct sale: 10% + $0.50 ($10.50) plus card processing of 2.9% + $0.30 ($3.20). You keep $86.30. A sale through Gumroad's Discover marketplace costs a flat $30.

What is the Gumroad Discover fee?

30% of the sale, including all payment processing, charged when a new customer finds and buys your product through Gumroad's marketplace rather than your own links.

Does Gumroad have a volume discount?

Yes. Once your paid sales in a calendar month reach $20,000, new direct sales for the rest of that month are charged 5% + $0.50 instead of 10% + $0.50. It applies automatically and resets on the 1st.

Does Gumroad handle sales tax?

Yes. Since 1 January 2025 Gumroad is the merchant of record and collects and remits sales tax, VAT and GST worldwide. Tax is added to the buyer's price and does not reduce your payout.